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For many people, their job and career is a very important part of who they are. Much more thanbeing a source of legitimate income, it gives them a sense of security and responsibility as they serve in different capacities to provide important services to others. However, accidents, injuries, and work-related hazards can happen and sometimes incapacitate able-bodied workers, such that they become handicapped for life or even die. This means that they may no longer be able to move, pay bills, and take care of their families. Call NJ-Legal for workers compensation attorney New Jersey.
WHAT IS WORKERS' COMPENSATION?
In NJ, workers’ compensation, usually called workers’ comp, is a “no-fault” insurance claim programput in place by the Federal Government under the Workers’ Compensation Claims. Itprovides settlements such as medical treatment and monetary compensation to employees who had suffered job-related accidents, hazards, injuries, or illnesses.
According to the Workers’ Compensation Claims, any employee who suffer any work-related accident, injury, or illness in Jersey City may be entitled to a range of benefits and compensation. These entitlements include free medical care, temporary total benefits,permanent partial benefits,and permanent total benefits. Under this same law of workers’ compensation in New Jersey, dependents of workers who have died in work-related incidents are also entitled to some benefits.
When you are involved in an accident or sustained an injury on the job in NJ, you do not even have to prove that anyone was at fault for the accident or injuries sustained in order to be entitled to various types of compensation. This means that a claim can be made even if the worker was negligent somehow, such that the negligence contributed to the injury. However, it is very important to know your rights under the Workers’ Compensation Claims and the requirements of the law,so you can get the appropriate medical care and compensation you deserve.
WHAT KINDS OF INJURY ARE COVERED UNDER WORKERS’ COMPENSATION?
Workers, including volunteer, utility and municipal workers, and skilled tradesmen, who have been victims of work-related injuries,can receive compensation benefits for different kinds of workplace injuries, including industrial, manufacturing and warehouse accidents, occupational disease, shoulder injuries, back injuries, hip and knee injuries, repetitive stress injuries, etc.
The workers compensation attorney New Jersey in our firm are also able to work on death and dependency claims, third-party claims, as well as permanent disability claims, when applicable.
WHEN IS AN INJURY COVERED UNDER THE WORKERS’ COMPENSATION CLAIMS?
- Under the workers’ compensation lawin New Jersey, there are specific guidelines and requirements for when injury must be classified as work-related. The requirements of the law are as follows.
- The employee’s injury took place while he or she was working on a work-related job. It must be proven beyond doubts that the sustained injury occurred while the employee undertook a work-related assignment.
- The injury sustained was too serious to be treated with basic first aid. Usually, minor injuries that can be treated by first aid are not covered under the Workers’ Compensation law of New Jersey. For a sustained injury to be covered under the NJ’s law of workers’ compensation, it has to be one too critical or grave to be successfully treated or cured by the administration of first aid treatment.
- The employee received a standard tax-deducted paycheck while working.A necessary requirement of the law is that the employee must have received a standard salary, on which tax has been deducted, as long as he or she has worked under that employer.
WHAT ARE THE STEPS REQUIRED TO FILE WORKERS' COMPENSATION CLAIMS IN NEW JERSEY?
In order to file a workers’ compensation claim in New Jersey, there are important steps that a complainant needs to take. These steps include the following:
- Get medical treatment: If you are injured on the job, see a doctor immediately. If it is a non-emergency situation, you must visit the clinic or hospital authorized by your employer, or else,your medical bills will not be covered by workers’ compensation. However, if it’s a medical emergency, you don’t need your employer’s authorization to get the needed medical attention.
- Inform the doctor about the nature of your injury and follow your doctor’s directives:Your doctor needs to know that your injury is work-related,so as to ensure that your injury is duly treated and that your medical expenses can be covered through workers’ compensation. Follow your doctor’s orders and make sure to keep copies of all prescriptions, bills, and other medical records you receive.
- Notify your employer about the injury as soon as possible: Under the law of workers’ compensation, an injured employee only has 90 days from the date of the injury to provide his or her employer with this notice. It is important that notice be served in writing, stating the date and time the injury was sustained.
- Check on the status of your claim: Your employer or its workers’ compensation insurer needs to file a First Report of Injury with the NJ’s Division of Workers’ Compensation within 21 days after you have submitted a notice of your injury.
- Start receiving benefits or get legal help: Usually, your employer or its insuring agency will investigate your claim for workers’ compensation, in order to determine how valid your claim is. If accepted, the employer/insurer will pay for all of your medical bills, transportation costs, and every other benefits you deserve. However, if your employer/insurer rejects your claim, you should hire an experienced workers’ compensation attorney without delay so you can decide on the next step to take. This is the period the service of our attorneys may be needed.
WHY SHOULD YOU HIRE US FOR YOUR WORKERS’ COMPENSATION CLAIMS?
Compared to other states, New Jersey has a considerably fairer workers’ compensation system. In addition to that, our firm has the best team of highly competent, experienced, and adroitworkers’ compensation attorneys across New Jersey. Our attorneys arecommitted to employees in providing prompt and practical legal advice on workers’ compensation issues.
Our expert workers’ compensation attorneysrepresent employees in all types of professions, including construction workers, carpenters, roofers, welders, plumbers, electricians, laborers, police officers, firefighters, law enforcement personnel, sheriff’s department employees, secretaries, data entry operators, computer programmers, machinists, gas company employees and electric company employees, clerical and professional staff, including technical staff, engineers, lab technicians, nurses, medical personnel, warehouse employees, utility workers and skilled tradespeople,and other office and professional employees.
Our attorneys are also skilled in death and dependency claims, as well as permanent disability claims. If you have any questions about beginning your workers’ compensation claims, contact us and you may speak to one of our attorneys about your case.
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